Effective Date: October 8, 2026 · Previously updated August 25, 2026
When you use MCA Directory, we may collect the following types of information:
We use the information we collect to:
We do not sell your personal information. We share information only in the following circumstances:
Reviews are a public feature. If you write one, understand before you submit it that the following becomes visible to anyone on the internet, including search engines and AI systems that index this site:
*****@yourcompany.com, which shows your company's domain but not your addressWe do not publish your name, your full email address, your phone number, or your job title alongside a review. Note that your company domain is visible by design, so at a small company a reader may still be able to infer who wrote it. If that matters to you, do not submit a review.
Documents attached to a review are transmitted to our moderation inbox and are never stored on our servers and never published. We keep only a record of the type of document supplied, such as “correspondence” or “funding contract”. The documents themselves remain in our email system as a record of moderation. Do not attach material you are not permitted to share, and do not attach recordings made without the consent required in your jurisdiction.
If someone reviews your company, we may use contact details we already hold, or a publicly listed business contact address, to notify you that a review was published and to tell you how to respond. A review is a statement about a business relationship rather than personal information about you, and a request to delete your personal data does not by itself require us to remove a review that another user wrote. To dispute a review, follow the process in section 5.7 of our Terms of Service.
We do not disclose a reviewer's identity to the company they reviewed. We may disclose it, along with associated account and technical records, where we are required to by law — including in response to a subpoena, court order, or other valid legal process — or where we believe disclosure is necessary to protect the rights, property, or safety of MCA Directory or any person. We do not undertake to notify you before doing so unless the law requires it.
Published reviews and replies are retained indefinitely as part of the public record of the platform, including after the author's account is closed. Closing your account does not remove reviews you have written. Rejected and withdrawn submissions are retained for our moderation records.
Business owners can apply for funding through our application at /business-funding. This section covers that application only.
The application is collected and stored by our form provider, Jotform, on our behalf. It is not stored in the MCA Directory database. We access submissions through our Jotform account.
We use your application to find funders suited to your business and to submit your application to them. Depending on the authorization you sign, we and those funders may obtain business and consumer credit reports and other information about you from credit bureaus, banks, and other third parties. We may contact you by phone, email, or text message about your application.
Your application is shared only with the funders and their representatives we submit it to, and with service providers who process it on our behalf. We do not sell funding applications or the information in them. We do not share your mobile number or text-message consent with third parties for their own marketing. Reply STOP to any text message to opt out.
We delete funding applications, including bank statements, within 12 months of submission, unless a funding transaction is in progress or the law requires us to keep them longer. Funders who receive your application keep it under their own privacy policies. You may ask us to delete your application sooner by emailing the address in section 11.
MCA Directory uses cookies and similar tracking technologies to maintain your session (authentication), remember your preferences, and analyze how the platform is used. Session cookies are deleted when you close your browser. Authentication cookies expire after 7 days.
You can configure your browser to refuse cookies, but some features of the Service may not function properly without them.
We implement reasonable technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction. Passwords are stored using industry-standard hashing (bcrypt). All data is transmitted over HTTPS.
No method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.
We retain your account information for as long as your account is active. Search logs are retained for analytical purposes and may be retained in aggregate form indefinitely. Message history is retained for the duration of the associated account. You may request deletion of your account and associated data at any time.
You have the right to:
To exercise any of these rights, contact us at the address below. We will respond to valid requests within 30 days.
Certain blog articles, guides, and educational resources published on MCA Directory may be drafted, edited, or enhanced with the assistance of artificial intelligence (AI) tools. All content is reviewed for accuracy, but we do not guarantee that AI-assisted content is free from errors.
AI-assisted content on this platform is provided for informational purposes only and does not constitute financial, legal, or business advice. Users should independently verify any information before making business decisions.
If you have questions or concerns about this Privacy Policy or how your data is handled, please contact us at:
MCA Directory
admin@mcadirectory.io