Blog
News, guides, and strategies for MCA brokers and funders.
MCA stacking is one of the most contentious practices in the industry — and one of the most misunderstood. Here's a complete breakdown of how stacking works, why funders hate it, how they catch it, and how brokers can navigate the gray areas responsibly.
Most brokers leave money on the table by misreading funder criteria. Here's a line-by-line breakdown of every field in an MCA underwriting matrix and how to use it to close more deals faster.
California SB 362 went into effect January 1, 2026, expanding APR re-disclosure requirements for MCA deals under $500K. Here is what brokers and funders must do to stay compliant.
Texas HB 700 restricts ACH collection, mandates OCCC registration, and requires deal disclosures for merchant cash advances. Here's what brokers and funders must do to stay compliant.
Most small businesses get turned down by banks. Here's exactly why it happens, which industries get hit hardest, and how MCA brokers can position merchant cash advances as the solution.
Audit season catches most MCA companies off guard. Here's a step-by-step guide to getting your books, documentation, and internal controls ready — before the panic starts.
Factor rates are the foundation of every MCA deal, yet most brokers struggle to explain them to merchants. Here's a complete breakdown of how MCA pricing works, what drives the numbers, and how to use that knowledge to close more deals.