Industry Guide

MCA Funders for Taxi & Transportation Companies

Taxi and transportation companies occupy a unique spot in MCA. Traditional taxi fleets with medallions and daily card processing are straightforward to fund. Livery services, black car companies, and airport shuttle operators also fit well. The challenge comes with rideshare-dependent drivers — funders generally need to see a business entity with its own bank account, not personal Uber/Lyft deposits.

Funders evaluating taxi and transportation deals look at daily deposit consistency, fleet size, and whether the company has commercial contracts (airport runs, corporate accounts, medical transport). Businesses with contractual recurring revenue are much easier to fund than those relying purely on street hails or app-based rides.

Deal sizes range from $10K for owner-operators to $150K+ for fleet operators with multiple vehicles and commercial contracts. If your merchant operates a fleet with consistent daily deposits and commercial accounts, they'll find plenty of funders willing to work with them.

Why Taxi & Transportation Companies Take Out MCAs

Vehicle purchases or fleet expansion

Adding cars, vans, or SUVs to the fleet requires down payments and insurance deposits. More vehicles means more revenue capacity but significant upfront cost.

Vehicle maintenance and repairs

High-mileage commercial vehicles need frequent maintenance — tires, brakes, transmissions, and bodywork. Fleet downtime means lost revenue every day a car is out.

Insurance premiums

Commercial auto insurance for taxi and livery fleets is expensive. Annual or semi-annual premiums can be tens of thousands of dollars and come due on fixed dates.

Technology and dispatch systems

Modern dispatch software, GPS tracking, payment terminals, and booking apps require investment to compete with rideshare platforms.

Medallion or permit costs

In regulated markets, taxi medallions, permits, and licensing fees are significant costs. Renewals and transfers require capital on fixed timelines.

Fuel costs during price spikes

When fuel prices surge, transportation companies feel it immediately across the entire fleet. MCA helps absorb the cost increase before fares can be adjusted.

65 Funders Accept Taxi

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Verified funders are prioritized at the top of results. Scroll down to see all matching funders.

Black Rok

Verified
BCD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Backd

A

Min Revenue: $100,000/mo

Max Positions: 4

Defaults: ✕ No

Bitty Advance

A

Min Revenue: $5,000/mo

Max Positions: 3

Defaults: ✕ No

Credibly

A

Min Revenue: $20,000/mo

Max Positions: 2

Defaults: ✕ No

Fintap

A

Min Revenue: $20,000/mo

Max Positions: 3

Defaults: ✕ No

IOU Financial

A

Min Revenue: $50,000/mo

Max Positions: 2

Defaults: ✕ No

Kapitus

A

Min Revenue: $50,000/mo

Max Positions: 2

Defaults: ✕ No

Lendr

A

Min Revenue: $10,000/mo

Max Positions: 3

Defaults: ✕ No

Superfast Cap

A

Min Revenue: $40,000/mo

Max Positions: 3

Defaults: ✕ No

Greenbox Capital

AB

Min Revenue: $10,000/mo

Max Positions: 2

Defaults: ✕ No

Rapid Finance

AB

Min Revenue: $10,000/mo

Max Positions: 3

Defaults: ✕ No

Vox Funding

AB

Min Revenue: $15,000/mo

Max Positions: 3

Defaults: ✕ No

Litefund

ABC

Min Revenue: $150,000/mo

Max Positions: 6

Defaults: ✕ No

Pirs Capital

ABC

Min Revenue: $15,000/mo

Max Positions: 3

Defaults: ✕ No

Bizfund

B

Min Revenue: $50,000/mo

Max Positions: 5

Defaults: ✕ No

Kalamata Capital Group

B

Min Revenue: $20,000/mo

Max Positions: 3

Defaults: ✕ No

LG Funding

B

Min Revenue: $50,000/mo

Max Positions: 4

Defaults: ✕ No

Legend Funding

B

Min Revenue: $30,000/mo

Max Positions: 2

Defaults: ✕ No

Mint Funding

B

Min Revenue: $20,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Mr. Advance

B

Min Revenue: $50,000/mo

Max Positions: 6

Defaults: ✕ No

Radiance Funding

B

Min Revenue: $25,000/mo

Max Positions: 3

Defaults: ✕ No

Unique Funding Solutions

B

Min Revenue: $40,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Ace Funding Source

BC

Min Revenue: $30,000/mo

Max Positions: 4

Defaults: ✕ No

Bizpoint Capital

BC

Min Revenue: $20,000/mo

Max Positions: 4

Defaults: ✕ No

Blade Funding

BC

Min Revenue: $50,000/mo

Max Positions: 5

Defaults: ✓ Accepted

E-Financial Tree

BC

Min Revenue: $30,000/mo

Max Positions: 3

Defaults: ✕ No

Fox Business Funding

BC

Min Revenue: $40,000/mo

Max Positions: 5

Defaults: ✕ No

Fratello Capital

BC

Min Revenue: $20,000/mo

Max Positions: 99

Defaults: ✕ No

Lendini

BC

Min Revenue: $10,000/mo

Max Positions: 5

Defaults: ✕ No

Madison Advance

BC

Min Revenue: $75,000/mo

Max Positions: 8

Defaults: ✓ Accepted

Newco Capital Group

BC

Min Revenue: $75,000/mo

Max Positions: 5

Defaults: ✕ No

Pinnacle Business Funding

BC

Min Revenue: $30,000/mo

Max Positions: 5

Defaults: ✕ No

Slate Advance

BC

Min Revenue: $30,000/mo

Max Positions: 5

Defaults: ✕ No

Velocity Capital Group

BC

Min Revenue: $50,000/mo

Max Positions: 5

Defaults: ✕ No

Blade Funding

BCD

Min Revenue: $50,000/mo

Max Positions: 9

Defaults: ✓ Accepted

Cromwell Capital

BCD

Min Revenue: $20,000/mo

Max Positions: 99

Defaults: ✕ No

Eminent Funding

BCD

Min Revenue: $50,000/mo

Max Positions: 99

Defaults: ✓ Accepted

First Line Advance

BCD

Min Revenue: $20,000/mo

Max Positions: 99

Defaults: ✓ Accepted

G6 Advance

BCD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

MNY Capital

BCD

Min Revenue: $50,000/mo

Max Positions: 99

Defaults: ✓ Accepted

The Good Guys enterprise

BCD

Min Revenue: $15,000/mo

Max Positions: 3

Defaults: ✕ No

Thoro

BCD

Min Revenue: $100,000/mo

Max Positions: 5

Defaults: ✓ Accepted

Alpha Equity Fund

CD

Min Revenue: $100,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Barclays Advance

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Breeze Advance

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Diverse Capital

CD

Min Revenue: $100,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Epic Advance

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Family Funding Group

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Finpoint Funding

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Fund Me Fast

CD

Min Revenue: $15,000/mo

Max Positions: 99

Defaults: ✓ Accepted

KMT Funding

CD

Min Revenue: $15,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Lily Advance

CD

Min Revenue: $10,000/mo

Max Positions: 99

Defaults: ✓ Accepted

ML Factors

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

MNR Capital Group

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Monday Funding

CD

Min Revenue: $35,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Ocean Funding

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Speedy Funding

CD

Min Revenue: $50,000/mo

Max Positions: 99

Defaults: ✓ Accepted

TVT Capital

CD

Min Revenue: $30,000/mo

Max Positions: 2

Defaults: ✕ No

The Smarter Merchant

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Uptown Fund

CD

Min Revenue: $40,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Woodmere Financial

CD

Min Revenue: $15,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Zlur Funding

CD

Min Revenue: $5,000/mo

Max Positions: 99

Defaults: ✕ No

G&G Funding

Min Revenue: $0/mo

Max Positions: 99

Defaults: ✓ Accepted

Highland Hill Capital

Min Revenue: $0/mo

Max Positions: 99

Defaults: ✓ Accepted

QFS Capital

Min Revenue: $0/mo

Max Positions: 99

Defaults: ✕ No

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