Industry Guide

MCA Funders for Healthcare Businesses

Healthcare businesses — from dental offices and urgent care clinics to chiropractors and veterinary practices — are generally well-received by MCA funders. They have consistent patient volume, recurring appointments, and steady revenue. The challenge is that many healthcare practices rely heavily on insurance reimbursements, which can delay income by 30-90 days.

The strongest healthcare MCA deals come from practices with a healthy mix of cash-pay and insurance patients. Funders like to see daily deposits from copays, self-pay procedures, and credit card payments. Practices that are almost entirely insurance-dependent may need to show stronger bank statement history to compensate for the reimbursement lag.

Deal sizes range from $20K for solo practitioners to $250K+ for multi-provider practices or clinics with multiple locations. Dental offices, med spas, and veterinary clinics tend to be the easiest healthcare verticals to fund because they have higher self-pay ratios.

Why Healthcare Businesses Take Out MCAs

Medical equipment purchases

X-ray machines, dental chairs, ultrasound equipment, and surgical instruments cost tens of thousands of dollars. Leasing isn't always available or affordable.

Insurance reimbursement delays

Practices bill insurance but wait 30-90 days for payment. MCA covers payroll, rent, and supplies while waiting for claims to process.

Office buildout or expansion

Adding exam rooms, treatment areas, or opening a second location requires construction, permits, and equipment — all before new patients generate revenue.

Hiring additional providers

Bringing on a new dentist, PA, or nurse practitioner means months of salary before they build up their own patient panel to cover their cost.

Technology and EHR upgrades

Electronic health records, practice management software, telehealth platforms, and billing systems need regular upgrades to stay compliant and efficient.

Marketing for new patient acquisition

Google Ads, direct mail, community sponsorships, and patient referral programs all require spend before new patients walk through the door.

66 Funders Accept Healthcare

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Verified funders are prioritized at the top of results. Scroll down to see all matching funders.

Black Rok

Verified
BCD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Backd

A

Min Revenue: $100,000/mo

Max Positions: 4

Defaults: ✕ No

Bitty Advance

A

Min Revenue: $5,000/mo

Max Positions: 3

Defaults: ✕ No

Credibly

A

Min Revenue: $20,000/mo

Max Positions: 2

Defaults: ✕ No

Fintap

A

Min Revenue: $20,000/mo

Max Positions: 3

Defaults: ✕ No

IOU Financial

A

Min Revenue: $50,000/mo

Max Positions: 2

Defaults: ✕ No

Kapitus

A

Min Revenue: $50,000/mo

Max Positions: 2

Defaults: ✕ No

Lendr

A

Min Revenue: $10,000/mo

Max Positions: 3

Defaults: ✕ No

Superfast Cap

A

Min Revenue: $40,000/mo

Max Positions: 3

Defaults: ✕ No

Greenbox Capital

AB

Min Revenue: $10,000/mo

Max Positions: 2

Defaults: ✕ No

Rapid Finance

AB

Min Revenue: $10,000/mo

Max Positions: 3

Defaults: ✕ No

Vox Funding

AB

Min Revenue: $15,000/mo

Max Positions: 3

Defaults: ✕ No

Litefund

ABC

Min Revenue: $150,000/mo

Max Positions: 6

Defaults: ✕ No

Pirs Capital

ABC

Min Revenue: $15,000/mo

Max Positions: 3

Defaults: ✕ No

Bizfund

B

Min Revenue: $50,000/mo

Max Positions: 5

Defaults: ✕ No

Kalamata Capital Group

B

Min Revenue: $20,000/mo

Max Positions: 3

Defaults: ✕ No

LG Funding

B

Min Revenue: $50,000/mo

Max Positions: 4

Defaults: ✕ No

Legend Funding

B

Min Revenue: $30,000/mo

Max Positions: 2

Defaults: ✕ No

Mint Funding

B

Min Revenue: $20,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Mr. Advance

B

Min Revenue: $50,000/mo

Max Positions: 6

Defaults: ✕ No

Radiance Funding

B

Min Revenue: $25,000/mo

Max Positions: 3

Defaults: ✕ No

Unique Funding Solutions

B

Min Revenue: $40,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Ace Funding Source

BC

Min Revenue: $30,000/mo

Max Positions: 4

Defaults: ✕ No

Bizpoint Capital

BC

Min Revenue: $20,000/mo

Max Positions: 4

Defaults: ✕ No

Blade Funding

BC

Min Revenue: $50,000/mo

Max Positions: 5

Defaults: ✓ Accepted

E-Financial Tree

BC

Min Revenue: $30,000/mo

Max Positions: 3

Defaults: ✕ No

Fox Business Funding

BC

Min Revenue: $40,000/mo

Max Positions: 5

Defaults: ✕ No

Fratello Capital

BC

Min Revenue: $20,000/mo

Max Positions: 99

Defaults: ✕ No

Lendini

BC

Min Revenue: $10,000/mo

Max Positions: 5

Defaults: ✕ No

Madison Advance

BC

Min Revenue: $75,000/mo

Max Positions: 8

Defaults: ✓ Accepted

Newco Capital Group

BC

Min Revenue: $75,000/mo

Max Positions: 5

Defaults: ✕ No

Pinnacle Business Funding

BC

Min Revenue: $30,000/mo

Max Positions: 5

Defaults: ✕ No

Slate Advance

BC

Min Revenue: $30,000/mo

Max Positions: 5

Defaults: ✕ No

Velocity Capital Group

BC

Min Revenue: $50,000/mo

Max Positions: 5

Defaults: ✕ No

Velocity Capital Group

BC

Min Revenue: $30,000/mo

Max Positions: 5

Defaults: ✓ Accepted

Blade Funding

BCD

Min Revenue: $50,000/mo

Max Positions: 9

Defaults: ✓ Accepted

Cromwell Capital

BCD

Min Revenue: $20,000/mo

Max Positions: 99

Defaults: ✕ No

Eminent Funding

BCD

Min Revenue: $50,000/mo

Max Positions: 99

Defaults: ✓ Accepted

First Line Advance

BCD

Min Revenue: $20,000/mo

Max Positions: 99

Defaults: ✓ Accepted

G6 Advance

BCD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

MNY Capital

BCD

Min Revenue: $50,000/mo

Max Positions: 99

Defaults: ✓ Accepted

The Good Guys enterprise

BCD

Min Revenue: $15,000/mo

Max Positions: 3

Defaults: ✕ No

Thoro

BCD

Min Revenue: $100,000/mo

Max Positions: 5

Defaults: ✓ Accepted

Alpha Equity Fund

CD

Min Revenue: $100,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Barclays Advance

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Breeze Advance

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Diverse Capital

CD

Min Revenue: $100,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Epic Advance

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Family Funding Group

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Finpoint Funding

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Fund Me Fast

CD

Min Revenue: $15,000/mo

Max Positions: 99

Defaults: ✓ Accepted

KMT Funding

CD

Min Revenue: $15,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Lily Advance

CD

Min Revenue: $10,000/mo

Max Positions: 99

Defaults: ✓ Accepted

ML Factors

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

MNR Capital Group

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Monday Funding

CD

Min Revenue: $35,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Ocean Funding

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Speedy Funding

CD

Min Revenue: $50,000/mo

Max Positions: 99

Defaults: ✓ Accepted

TVT Capital

CD

Min Revenue: $30,000/mo

Max Positions: 2

Defaults: ✕ No

The Smarter Merchant

CD

Min Revenue: $30,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Uptown Fund

CD

Min Revenue: $40,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Woodmere Financial

CD

Min Revenue: $15,000/mo

Max Positions: 99

Defaults: ✓ Accepted

Zlur Funding

CD

Min Revenue: $5,000/mo

Max Positions: 99

Defaults: ✕ No

G&G Funding

Min Revenue: $0/mo

Max Positions: 99

Defaults: ✓ Accepted

Highland Hill Capital

Min Revenue: $0/mo

Max Positions: 99

Defaults: ✓ Accepted

QFS Capital

Min Revenue: $0/mo

Max Positions: 99

Defaults: ✕ No

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